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FCRA-Compliant · Optional Applicant-Paid · Platinum Pick & Choose

Free Tenant Screening Software for Landlords

Nationwide criminal checks, eviction history, rental history, and AI-powered risk scoring. Applicant-paid screening is optional on invites. Credit reports are not live. Platinum ($5/month) includes 1 report a month. Extra reports are $5 each, and AI risk scores are included.

Applicant-paid optional · Any report is 1 credit ($5) · Platinum includes 1 report each month

$5
Per criminal or eviction report
$10
Criminal and eviction together
1
Included report/mo on Platinum
100%
FCRA compliant

Why applicant-paid screening is optional

Traditional screening services charge landlords $20–$50 per report. On VerticalRent you can have the applicant pay on an invite, or you can order reports yourself. Any single report is 1 screening credit ($5). Platinum ($5/month) includes identity and 1 report each month.

This is 100% legal in all 50 states. In fact, it's the standard practice at large property management companies — now available to independent landlords.

Criminal background: $5/credit (you or the applicant)
Eviction history: $5/credit (you or the applicant)
Credit report: not live
Rental history: free for renters every 6 months
AI Risk Score: Platinum
What you get vs. what you pay
Credit Report (not live)
Not available to order yet
Not live
landlord cost
Criminal Background Check
Nationwide
$5 or applicant
landlord cost
Eviction History
All 50 states
$5 or applicant
landlord cost
Identity Verification
Trust Badge
$5 or Platinum
landlord cost
Rental History
Previous addresses
In bundle / renter hook
landlord cost
AI Risk Score
Plain-English summary
Platinum
landlord cost

Everything in One Report

Criminal, eviction, and rental history in one dashboard. AI risk scoring is Platinum. Credit reports are not live.

Credit Report (not live)

Not live

A TransUnion or Experian credit report with score is not available to order today.

Nationwide Criminal Background

$5 / report

Searches millions of court records, sex offender registries, and national watch lists across all 50 states.

Eviction History

$5 / report

Nationwide eviction search across civil courts so past evictions don't become your problem.

Identity & SSN Verification

Included

Confirms the applicant is who they say they are with SSN trace and identity validation.

Rental History Report

Free

Verifiable rental history — previous addresses, landlord contacts, and length of tenancy.

AI Risk Score (Platinum)

Platinum

Platinum: Claude AI reads the entire report and produces a plain-English risk summary with a 1–100 confidence score.

Powered by Claude AI

AI Risk Score cuts through the noise

Instead of wading through pages of raw data, our AI reads the entire report and gives you a plain-English summary — what stands out, what the risks are, and a 1–100 confidence score.

Flags high-risk patterns automatically
Explains findings in plain language
Contextualizes credit score against income ratio
Compares against local rental market norms
10 AI credits per score — included on paid plans
AI Risk ScoreLow Risk
82/ 100

No evictions. Rental history verified. AI Risk Score is Platinum (10 credits) — not a bureau credit score. Credit reports are not live.

Approve
Decline

How Tenant Screening Works

From invite to decision in under 5 minutes.

01

Invite the Applicant

Send a screening invite. Applicant-paid screening is optional — you can cover reports or let the applicant pay.

02

Applicant Consents & Submits

FCRA-compliant digital consent is captured automatically. The applicant completes a mobile-friendly form.

03

Reports Arrive Instantly

Criminal, eviction, and rental-history reports land in your dashboard within seconds. AI Risk Score is Platinum (10 credits). Credit reports are not live.

04

Make Your Decision

Approve or decline with confidence. Adverse action notices are generated automatically to keep you FCRA-compliant.

Built for FCRA Compliance

We handle compliance so you don't have to

The Fair Credit Reporting Act governs how screening data can be used. VerticalRent bakes compliance into every step — from consent capture to adverse action notices.

FCRA-compliant adverse action notices generated automatically
Encrypted SSN storage — never stored in plaintext
Full audit log of every screening action
Permissible purpose documented on every order
Digital consent captured before every report
Data from Data Divers + DX Data Exchange (credit reports not live)
Results in Seconds
No waiting for reports
FCRA Compliant
Every step of the way
Applicant-Paid Optional
Or you cover the reports
Encrypted Data
SSN never stored plaintext
Landlord Guide
Learn more: How to Screen Tenants — Complete 2026 Guide

Step-by-step guide to running tenant background checks, setting screening criteria, and staying FCRA-compliant.

Read the Guide
FAQ

Tenant Screening Questions

Is tenant screening free for landlords?

Applicant-paid screening is optional on invites. You can also order reports yourself. Any single report is 1 screening credit ($5). A $5 identity check becomes 1 credit. Platinum includes identity and 1 report each month. Identity is Verify $5 or Platinum.

What does a tenant screening report include?

A nationwide criminal background check, eviction history search, identity and SSN verification, and rental history. AI Risk Score is Platinum. A TransUnion or Experian credit report is not live and is not available to order today.

How long does tenant screening take?

Most reports are returned within seconds to minutes. You'll have criminal, eviction, and rental-history reports ready to review in under 5 minutes. AI Risk Score is Platinum (10 credits).

Is VerticalRent FCRA compliant?

Yes, fully. We capture digital consent before every screening, maintain a complete audit log, encrypt all SSN data, and automatically generate adverse action notices when you decline a screened applicant.

Can I require tenants to pay for screening?

Yes — this is legal in all 50 states. Landlords are permitted to require applicants to cover their own background check. VerticalRent handles all payment collection directly. A credit report SKU is not live.

What credit score should I require for tenants?

VerticalRent does not sell a bureau credit score today, so you cannot require one from this product. AI Risk Score is Platinum and synthesizes criminal, eviction, and rental-history findings — not a TransUnion or Experian score.

Start screening smarter

Sign up in minutes. Applicant-paid screening is optional. Platinum is $5/month. No credit card required to start.

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