Full credit reports, national criminal background checks, eviction history, and AI-powered risk scoring — all in one place, FCRA-compliant, and paid by the applicant.
Applicant pays the fee • No cost to landlords • Results in seconds
Six data sources combined into a single, easy-to-read dashboard report.
TransUnion credit report with score, payment history, open accounts, and derogatory marks.
Searches millions of court records, sex offender registries, and national watch lists.
Nationwide eviction search across civil courts so past issues don't become your problem.
Confirms the applicant is who they say they are with SSN trace and identity validation.
Verifiable rental history report — previous addresses, landlord contacts, and length of tenancy.
Claude AI analyzes the full report and produces a plain-English risk summary with a 1–100 score.
Instead of wading through pages of data, our AI reads the entire report and gives you a plain-English summary: what stands out, what the risks are, and a 1–100 confidence score.
Strong credit history (720+), no evictions, verified income at 3.8x rent. One 30-day late payment from 2022 — low concern overall.
From invite to decision in under 5 minutes.
Send a screening invite link from your dashboard. The applicant pays the screening fee directly — no cost to you.
FCRA-compliant consent is captured digitally. The applicant provides their info on a mobile-friendly form.
Credit, background, and eviction reports appear in your dashboard within seconds, along with the AI Risk Score.
Approve or decline with confidence. If declined, our adverse action notice system keeps you FCRA-compliant.
The Fair Credit Reporting Act (FCRA) governs how you can use screening data. VerticalRent bakes compliance into every step — from consent capture to adverse action notices.
Free to get started. Applicants cover the screening fee. No surprises.
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