From San Francisco to Manhattan, not to mention Washington D.C., people are experiencing the rapid price jumps that come with living in a cultural and business hub in the United States. It makes sense to move to these central locations to experience all the big city has to offer, but it often comes at a cost.
As a renter, you rent from a landlord or property management company and typically sign a legally-binding lease or document that protects both you as a renter, and the person who owns the property. These agreements between landlords and tenants cover a variety of subjects and areas, working to provide both parties with what they need to ensure a successful, working relationship.
The prospect of moving abroad is for many, a dream come true. Let’s be honest, most of the time we’re unable to move abroad unless we have a job opportunity in another country. Other times, there might be an older couple or investor that has amassed enough wealth to get up and go. It doesn’t matter what your personal circumstances are, you’re all in the same boat. Moving abroad is exciting if you know what’s going on in very good detail.
Credit bureaus analyze a variety of factors when determining a credit score. Credit card utilization, payment history, and derogatory marks have the highest impact. The age of the credit history has a medium impact, while the number of total accounts and hard inquiries has a low impact. While the impact of hard inquiries is low, it can still cause a score to tumble five to ten points, which can make all the difference when trying to secure credit.
Are you tired of living alone? Or maybe you’re tired of being solely responsible for the rent and utilities. If so, you’re not alone. Many Americans not only feel the psychological effects of living alone but are also facing a growing financial responsibility that falls squarely on their shoulders. It’s a hard road when your hell bent on living alone, especially in more expensive American cities like Miami, FL, Los Angeles, CA, or New York.
You pull up to a house you rented out six months ago and see dirty windows, spilled recycling bins, and a driveway cluttered with tools. You set up an appointment a week ago to come by and perform seasonal maintenance on the property, and you know the tenants aren't going to be home.
Few phrases in a rental contract cause as much conflict and confusion as "normal wear and tear". What does it mean? Who determines "normal", and how can tenants protect themselves from a landlord's interpretation of this very subjective term?